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Frequently Asked QuestionsI'm a potential services/construction contractor. What are PSE's mandated liability insurance coverages to perform work on site?PSE's Risk Management Department establishes minimum liability insurance coverages and limits. Insurance requirements for major projects are determined on a case-by-case basis by Risk Management and Purchasing. For most cases, PSE's mandated insurance coverages and limits are found below. Please note that PSE will be named as an additional insured on the Certificate. General Liability (Commercial General Liability Occurrence, Premises-Operations, Products-Completed Operations, Contractual Liability, Independent Contractors, Personal Injury)
| Each Occurrence |
$1,000,000 |
| Fire Damage (any one fire) |
$ 50,000 |
| Medical Expense (any one person) |
$ 5,000 |
| Personal and Advertising Injury |
$1,000,000 |
| General Aggregate Available |
$2,000,000 |
| Products Completed Operations Aggregate Available |
$2,000,000 | Automobile Liability (All Owned Autos, Hired Autos, Non-Owned Autos)
| Combined Single Limit |
$1,000,000 |
| Bodily Injury (each person) |
$1,000,000 |
| Bodily Injury (each accident) |
$1,000,000 |
| Property Damage |
$1,000,000 | Excess Liability (Umbrella Form)
| Umbrella Form (each occurrence) |
$1,000,000 |
| Umbrella Form (aggregate) |
$1,000,000 | Workers' Compensation/Employer's Liability (Stop Gap)
| Each Accident |
$1,000,000 |
| Disease-Policy Limit |
$1,000,000 |
| Disease-Each Employee |
$1,000,000 | For Consulting/Professional Services Only
| Professional Liability Coverage required |
$1,000,000 | |
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